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Red Path for third-party wallet


Token service providerMastercard Digital Enablement Service
Issuer decisionRED path as DECLINED
Token TypeBelongs to third-party wallet as CLOUD or EMBEDDED_SE
Provisioning typeManual Provisioning

Sequence diagram

Digitization Overview

Sequence steps description

1Consumer initiate digization process as manual provisioning
2Wallet as Token Requestor check if card is eligible for digitization
3Mastercard Digital Enablement Service validate if card can be digitized
44.1 Mastercard Digital Enablement Service return T&C to the wallet
4.2. Wallet display T&C to the consumer
5Consumer review and accept T&C
6Wallet as Token Requestor initiate card digitization
7Issuer receive the token authentication request as Authorize Binding through MTP I-TSP. Issuer validate token authentication request and set decision as DECLINED due to the security check failures.
8Issuer respond to the token authentication request
9Mastercard Digital Enablement Service delete the token
1010.1. Mastercard Digital Enablement Service notify Wallet about failed digitization
10.2. Wallet notify consumer about failed digitization