Mea Merchant Tokenization (MMT) enables the Merchants and Payment Service Providers with the tokenization capabilities of both proprietary PCI tokenization and network tokenization. Featured PCI tokenization allows to remain compatibility while already offering the service and support of the network tokenization.

Network tokenization mechanism is based on the EMV payment tokenization and supported within the TSP solution of Mastercard, Visa and American Express.

Enablement of the network tokenization has following benefits:

  • Improved consumer experience because network tokens are automatically updated and kept up to date;
  • Improved security as each authorization is accompanied by one-time use cryptogram;
  • Increase of approval rates. According to the Mastercard data increase in approval rates are 4-6% on average to overall ecommerce transactions.